Welcome to ML-Team

Your Trusted Partner in Minnesota Real Estate
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We believe real estate is about relationships, not just deals. As your dedicated Realtors in MN, we listen, understand, and work tirelessly to ensure you get the results you deserve. Our combined expertise spans across the Twin Cities and surrounding areas, including some of the most sought-after neighborhoods served by Minneapolis area realtors.


About Us

What You Can Expect

Honesty

Commitment

Care

For Buyers

Your Dream Home in Minnesota

Everyone has a dream home that is often rare to come by or hard to achieve, but with our team of experienced Realtors in MN, we help you prioritize your needs and wants to get you the home that fits your Minnesota real estate goals. We’re here to guide you through every step so you can buy with confidence.

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For Sellers

Sell Your Home at a Great Value!

Selling a home in Minnesota’s competitive market takes strategy, preparation, and expert marketing. We’ll help you evaluate your home, share insider tips for attracting buyers, staging and marketing your home to get the best value. You can trust the ML-Team, experienced Realtors in MN, for local Minnesota real estate expertise and deep knowledge of both the buyer and seller market.

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Why Choose ML Team As Your Realtors

"Working with Mao is a treat! She's incredibly knowledgeable and approached the home buying process from my perspective wants and needs. She knew exactly what to ask and consider when I purchased my home! Day or night she was always available! Thanks again for all of the help and also helping me make a life long dream come true!"

- Marie Tania

”Working with Mao was the best decision we made selling our home. She was so knowledgable and helped us through every step of the way. She made every thing go so smooth. She had references that helped us along the way, which made every thing a lot less stressful for us. I highly recommend her! She is fantastic at what she does!”

- Sarah Yang

"Mao is an amazing realtor. She is knowledgeable, honest and dedicated to her clients. We had a unique situation where the seller kept pushing our closing date due to some issues, Mao and her team were advocates, pushed hard for answers and never gave up on our housing journey. She helped us find our first home and continues to help us answer questions; every time I get something in the mail I don't understand, Mao always takes the time to help me understand it. She continues to support us and puts 110% in all that she does.”

- Pang Yang

"We worked with Mao and her team to sell our house and wow it was such a amazing process. It went quick and smoothly for us. I can’t thank Mao and her team enough for assisting us. If your ever looking for a strong backbone on selling or looking for a house to buy, they are the team to go! You won’t regret it!”

- Lendy Thao

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From Our Blog

Tips, Insights, and Local Market Updates

Stay informed with our latest articles covering Minnesota real estate trends, home-buying tips, staging strategies, and local neighborhood highlights. Whether you’re new to the market or an experienced homeowner, our blog offers valuable insights to help you make confident decisions.

What Is a Contract for Deed and How Does It Work?

Wondering what a contract for deed is? Learn how a contract for deed works, what to expect as a buyer or seller, and why it's a great alternative to traditional financing.

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What Is a Buyers Agreement in Real Estate?

Learn what a buyers agreement in real estate is, why it matters, and how it protects you.

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Different Ways to Finance Your Home Purchase

A common real estate myth is that you need 20% down to buy a home. The truth? Many financing options require far less upfront. Let’s explore some alternative and creative ways to make homeownership possible.

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Events & Workshops

Learn, Connect, and Build Your Real Estate Knowledge

Join ML-Team at upcoming events where you can meet other individuals and learn the latest real estate strategies. From first-time homebuyer workshops to seller prep sessions, we’re here to empower you with knowledge and tools for success.

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Frequently Asked Questions (FAQ)

What qualifications do lenders look for?

To qualify, most lenders look for a few criteria such as...
• 2 years consistent work history (no big gap of unemployment.)
• 2 years of w2s
• 2 years of income tax
• 30 days paystub
• Your Debt to income ratio should not be more than 40-50%
• Latest bank statement to show if you have the required percentage of down payment (if you're first time home buyer, you can seek for down payment assistance program if eligible)

How can I schedule a showing?

The very first essential step before house showing is getting your finance piece sorted out first. Also, due to pandemic, showing guidelines are strict and they only want pre-approved buyers to go through for now.

What credit score do I need?

You’ll need about 640+ to get good rates and minimal down payment. Please let me know how I can further assist you. Thank you!

Do you work with Section 8?

Unfortunately I don't work with section 8 as it would be done with your social worker.

Do you do rent or buy and sell only?

I do not do rental properties and only do buying and selling.

Do you offer first time home buyer programs?

There are programs offered, but you would have to consult with a lender on your eligibility.

What are the steps to buying a home?

1. Choose a realtor
2. Qualify through a preferred lender
3. Start the home search
4. Once a home is found, realtor will put in an offer for you
5. It will take 30-45 days for a lender to approve
6. Once approved, you will be cleared to close
7. Finally, we can close on the home

How do I become a realtor?

The very first step to becoming a realtor is to take all required courses along with passing the national and state exams.

There are two schools that offer those 3 required classes:  
1. MN realty school  
2. Kaplan  

You can do it online or attend it in class.

Why Choose ML Team As Your Realtors

From the Twin Cities to surrounding communities, we proudly serve buyers and sellers throughout the Minnesota real estate market including Minneapolis, Saint Paul, Apple Valley, Arden Hills, Blaine, Bloomington, Brooklyn Center, Brooklyn Park, Burnsville, Champlin, Columbia Heights, Coon Rapids, Cottage Grove, Eagan, Eden Prairie, Edina, Forest Lake, Fridley, Golden Valley, Hugo, Inver Grove Heights, Lake Elmo, Lino Lakes, Little Canada, Maple Grove, Maplewood, Minnetonka, North St. Paul, Oakdale, Osseo, Plymouth, Prior Lake, Richfield, Rogers, Rosemount, Roseville, Savage, Shakopee, Shoreview, South St. Paul, St. Louis Park, St. Paul Park, Stacy, Stillwater, Vadnais Heights, West St. Paul, White Bear Lake, and Woodbury.